About ProtectCasa

Who we are

ProtectCasa is a brand of North Life Group LLC, an independent, licensed insurance agency. Our licensed agents help homeowners buy life insurance sized to their mortgage, so the people they leave behind can keep the house or decide what to do with it on their own terms.

We are independent. We do not work for one insurance company. We compare several insurers and tell you which ones fit your age, health and loan.

What we do

• Explain the products sold as mortgage protection, and who each one pays.
• Draw your loan year by year, so you can see what a policy would cover and what would be left for your family.
• Call you, when you ask us to, with prices from several insurance companies.
• Help you apply if you choose to. You can also say no, and that is the end of it.

What we are not

We are not your lender, your loan servicer or a government program. We are not connected to the company that holds your loan, and we never write to you as if we were.

No mortgage requires this coverage. It is a choice, and for some households other coverage they already have is enough. When that is the case, we say so.

How we are paid

When you buy a policy through us, the insurance company pays us a commission. You do not pay us a fee. The details, including where that creates a conflict of interest, are on how we are paid.

Where our agents work

Our agents are licensed in some states, not all of them. The short form on our price check asks for your ZIP code first. If our agents are not licensed in your state, it tells you so and does not ask for your details.

How we write these guides

Every guide is written by the ProtectCasa team and reviewed by a licensed agent. Every fact comes from a source we opened, and every price shows its date, source and assumptions. Read our editorial standards.

Talk to us

Call (305) 699-5857. See the contact page for how to ask us to stop calls or texts.