Privacy policy

This policy applies to protectcasa.com. ProtectCasa is a brand of North Life Group LLC, 1835 NE Miami Gardens Dr, Ste 340, North Miami Beach, FL 33179. When this page says "we", it means that agency.

Information you give us

The price check form asks for your ZIP code and state, a rough mortgage balance, whose name is on the loan, what the coverage should do and who it would protect. It also asks how old you are, your sex, whether you use tobacco, how you rate your health and when to call. Last, it asks your name, a mobile number and, if you choose, an email address.

If you reached the form from the Payoff Plan on our home page, the balance, years left, rate and monthly payment you typed there come along with your answers.

Information we record on our own

With each request we store the consent wording on the screen when you checked the box, the time you saw it and the time you sent it. We also store your IP address, browser type, the page address and the ad or link you arrived from.

What never leaves your browser

The Payoff Plan and the other calculators do their math on your device. We see none of those numbers unless you go on to the price check form. During a visit, the form remembers which ad or link brought you, so that one request carries its source.

Why we use it

• To call or text you about life insurance, because you asked us to.
• To get prices ready before the call.
• To prove later that you agreed to be contacted, and how.
• To see which of our ads bring people who ask for a call.

Who sees it

Your details are not for sale. We do not pass them to other agents or to lead buyers. If you choose to apply, the insurer you pick receives what it needs for the application. Companies that host this site, keep our records and send our text messages handle the data only to do that work for us. We release information when a law or court requires it.

Some pages may load a measurement tag from an ad platform such as Reddit, which counts visits and finished forms. Your answers, health rating, loan details, name, phone number and email address are not sent to any ad platform.

Calls, texts and how to stop them

Once you agree, our licensed agents may phone or message that mobile number about life insurance. How often depends on the conversation. Your carrier may charge for messages and data. To end texts, reply STOP, QUIT, END, REVOKE, OPT OUT, CANCEL or UNSUBSCRIBE. To end calls, say so on any call or phone (305) 699-5857. Stopping covers ProtectCasa and every other brand of North Life Group LLC. Agreeing is never required to buy a policy.

Your rights

Phone (305) 699-5857 to learn what we hold about you, to fix it or to have it deleted. Consent records are kept as long as we may need them as proof that you agreed to be contacted.

California residents may also ask what categories of personal information we collect and why. Using any of these rights will not change how we treat you. We do not sell personal information or share it for cross-context behavioral advertising.

Age limit

The site is meant for adults. We do not knowingly take information from anyone younger than 18.

Updates

When this policy changes, the new version replaces this one here, dated at the top.