Editorial standards

Who writes and reviews

Guides are written by the ProtectCasa team and reviewed by a licensed agent before they go live. We write as an agency, so you will see "we" and never a sales rep's name.

Sources

• Every specific fact, such as a price, a rule, a date, a law or a policy limit, comes from a source we opened. The source is listed at the end of the page with its publisher, title, date and link.
• We use material written for consumers. We do not use or quote documents an insurer marks for agents only.
• If we cannot confirm a fact, we leave it out.

Prices

A price on this site is always a sample. It shows the date we checked it, where it came from and what it assumes, such as age, sex, tobacco use, health class, coverage amount and term. Your own price depends on your health and the insurer, and only the insurer can set it.

Calculators and drawings

Every calculator states its math and its limits next to the result. Every chart is labeled as an example and shows the numbers behind it. An estimate is not a quote.

What we will not do

• Make a page or a letter look like it came from your lender, your loan servicer or a government office.
• Say coverage is required. No mortgage requires it.
• Suggest that an insurer we write about works with us or pays us to be mentioned.
• Use star ratings, testimonials, countdown timers or invented statistics.

Legal and tax topics

Pages about estates, deeds, taxes and what happens to a loan after a death are general information, not legal or tax advice. Where it matters, we say to talk to an estate attorney, a tax professional or your loan servicer.

Corrections

If you find a mistake, call (305) 699-5857 and tell us which page. We fix errors, change the updated date on the page and keep the correction in place.